Midnight Velvet - Credit line
The one issue I saw was that even it's affiliate companies like Seventh Avenue, always ask for 25% of your order, before they will ship anything.Midnight Velvet did this to me and when i tried to order from Seventh Avenue, they also requested money up front.
And I also wonder if they are reporting to the credit bureau, to built up your credit.
I don't feel that they are.THey say that they do, but i really wonder if they are actually reporting good payments or if this is just a way of getting our money anyway.
Monetary Loss: $30.